Thursday, September 10, 2009

What is Identity Theft

What is Identity Theft?


Hallo Friends,

Sorry for being absent from you for a long period. We had already discussed most of the cyber crimes which occurs in cyber world to our personal life and as our motive is to make aware the netizens about the danger of cyber world and how to remain safe from them without knowing any good computer knowledge and just from applying the common sense so we will now bring before you another dangerous cyber crime which may make your life hell even you are not aware of anything about the complaint against you. Yes friend it is Identity theft.

So let us discuss you what does it mean? Suppose your name is Bill Clinton and you have your credit card, social security number, separate bank account, office identity card and so many things which will speak for your identity and someone has stolen all the data of your personal information and reaching all those places before you and taking all the advantages which you should get or doing crime in your name and in this situation cops has reached in your house for arresting you. What will you feel now? We think it will not be a good experience for you and your family. So we can tell that when someone steals someone’s identity that is called identity or ID theft. Let discuss in the voice of cyber world.

Identity theft is a phrase that is used to describe any kind of fraud that results in the loss of personal data, such as passwords, user names, banking information, social security numbers or credit card numbers.

There are two main types of identity theft – account takeover and true name theft. Account takeover identity theft refers to the type of situation where an imposter uses the stolen personal information to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up.

True name identity theft means that the thief uses personal information to open new accounts. The thief might open a new credit card account, establish cellular phone service, or open a new checking account in order to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity.

I would request you to see two great Hollywood movies over this for your better understanding. They are “The Net” and “The Net 2”.

With Thanks

Urproblemmysolution Team

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