Dear Friends,
After long interval I am going to post a valuable comment of one of my valuable reader for you about how to stop Credit Card fraud physically i.e from clonning or skimming. Here it is for you:-
Sitanshu said...
Dear Sujit,
I wanted to post an article on countering Counterfeit Credit/Debit Card Fraud.
A world class security expert Mr. Tom Patterson has developed a technology that will stop Counterfeit credit/debit card fraud. The technology uses the fact that the Magnetic Sripe on a card is unique like DNA. No two cards have the same microstructure on the magnetic stripe.
MagTek Inc. where Mr. Patterson is the CSO has used this fact to combine the Personal Data of the Card holder and the uniqueness of the Magnetic Stripe holding that data to create a unique DIGITAL ID for each card holder. This way even you duplicate someone's card the Duplicate Produced will never match the original card's digital signature created by this Technology. The Technology is called "MagnePrint".
As long as any card uses Magnetic Stripe on the back using standard format (3 Lines) is concerned this technology will counter duplication. The Technology could be used for "Driver's License", "Credit Cards", "Debit Cards", University Exam Cards etc. It is cheaper than RFID and very very easy to use.
Hope your viewers will enjoy the article.
Warm Regards,
Sitanshu Ray
He also sent me a link from you tube about credit card skimming. I checked it and for that I would request you to visit the link and enjoy the video in the following link
http://www.youtube.com/watch?v=U0w_ktMotlo
paste it on your browser and visit
With Thanks
Urproblemmysolution Team
Wednesday, December 23, 2009
Thursday, October 15, 2009
Latest Case in Phishing
What is Latest in Phishing
Dear Readers,
After long interval I am again going to tell you a new threat of phishing. Earlier I already discussed you about different phishing attacks in the phishing topic and there you learnt that they send you mail for updating your bank account, they send you offer for being their bank employee for collecting their money, they send you offer letter by claiming your details including your family members name, they tell you about your email id has got lottery of huge amount but later on you have to get your custom clearance by paying a certain amount and finally you get nothing and you lose your money, they tell you that a trust has nominated you for paying a certain amount and finally you get the same result like the last example and all these are phishing mails, which causes you a huge monetary loss.
Now I will tell you what the latest threat is. You have got an email from your bank security mail id that someone may have compromised your bank account and we found a suspicious net transaction of RS. 10000 from your bank and we stopped the transaction for suspicion but if you think that it is a right transaction then allow it or stop it by accessing your account on the following link. And if you click on it you will find a cloned webpage of your bank and then you will access it by putting your user id or password and first time they may tell you that your user id or password may not be correct and that’s why they are not opening but put the same user id and password second time that will open and ask you for allow or stop and then they will tell you thanks your suspicious transaction has been stopped as you desired. Now you think that you have got the relief.
But what already happened here, they got your user name & password and they asked you for logging in 2nd time for confirming your user name and password and have already started to operate your account and finally after 24 hours they have transferred your bank amount to their person and if you don’t realize it within 24 hours your amount will be withdrawn by fictitious bank account holders, who opened the accounts by providing fake names and addresses, from ATM counters. This is the actual fact in reality.
Thanking You
Urproblemmysolution Adminstrator
Wednesday, September 16, 2009
What are the signs of Identity Theft
What are the signs of Identity theft?
Dear Friends,
You have learnt so far that what is Identity theft and how your identity is theft by criminals and we requested to see two films namely “The Net” and “The Net 2” for knowing the original incident in the world as well as cyber world and now we are going to tell you the signs of Identity theft i.e.:- how your will start suspect that your identity might have been theft. So let give a look on the following points:-
• Accounts you didn't open and debts on your accounts that you can't explain.
• Fraudulent or inaccurate information on your credit reports, including accounts and personal information, like your Social Security number, address, name or initials, and employers.
• Failing to receive bills or other mail. Follow up with creditors if your bills don't arrive on time. A missing bill could mean an identity thief has taken over your account and changed your billing address to cover his tracks.
• Receiving credit cards that you didn't apply for.
• Being denied credit or being offered less favorable credit terms, like a high interest rate, for no apparent reason.
• Getting calls or letters from debt collectors or businesses about merchandise or services you didn't buy.
With Thanks
Urproblemmysolution Team
Dear Friends,
You have learnt so far that what is Identity theft and how your identity is theft by criminals and we requested to see two films namely “The Net” and “The Net 2” for knowing the original incident in the world as well as cyber world and now we are going to tell you the signs of Identity theft i.e.:- how your will start suspect that your identity might have been theft. So let give a look on the following points:-
• Accounts you didn't open and debts on your accounts that you can't explain.
• Fraudulent or inaccurate information on your credit reports, including accounts and personal information, like your Social Security number, address, name or initials, and employers.
• Failing to receive bills or other mail. Follow up with creditors if your bills don't arrive on time. A missing bill could mean an identity thief has taken over your account and changed your billing address to cover his tracks.
• Receiving credit cards that you didn't apply for.
• Being denied credit or being offered less favorable credit terms, like a high interest rate, for no apparent reason.
• Getting calls or letters from debt collectors or businesses about merchandise or services you didn't buy.
With Thanks
Urproblemmysolution Team
Friday, September 11, 2009
What is Identity Theft
What is Identity Theft?
Hallo Friends,
Sorry for being absent from you for a long period. We had already discussed most of the cyber crimes which occurs in cyber world to our personal life and as our motive is to make aware the netizens about the danger of cyber world and how to remain safe from them without knowing any good computer knowledge and just from applying the common sense so we will now bring before you another dangerous cyber crime which may make your life hell even you are not aware of anything about the complaint against you. Yes friend it is Identity theft.
So let us discuss you what does it mean? Suppose your name is Bill Clinton and you have your credit card, social security number, separate bank account, office identity card and so many things which will speak for your identity and someone has stolen all the data of your personal information and reaching all those places before you and taking all the advantages which you should get or doing crime in your name and in this situation cops has reached in your house for arresting you. What will you feel now? We think it will not be a good experience for you and your family. So we can tell that when someone steals someone’s identity that is called identity or ID theft. Let discuss in the voice of cyber world.
Identity theft is a phrase that is used to describe any kind of fraud that results in the loss of personal data, such as passwords, user names, banking information, social security numbers or credit card numbers.
There are two main types of identity theft – account takeover and true name theft. Account takeover identity theft refers to the type of situation where an imposter uses the stolen personal information to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up.
True name identity theft means that the thief uses personal information to open new accounts. The thief might open a new credit card account, establish cellular phone service, or open a new checking account in order to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity.
I would request you to see two great Hollywood movies over this for your better understanding. They are “The Net” and “The Net 2”.
With Thanks
Urproblemmysolution Team
Hallo Friends,
Sorry for being absent from you for a long period. We had already discussed most of the cyber crimes which occurs in cyber world to our personal life and as our motive is to make aware the netizens about the danger of cyber world and how to remain safe from them without knowing any good computer knowledge and just from applying the common sense so we will now bring before you another dangerous cyber crime which may make your life hell even you are not aware of anything about the complaint against you. Yes friend it is Identity theft.
So let us discuss you what does it mean? Suppose your name is Bill Clinton and you have your credit card, social security number, separate bank account, office identity card and so many things which will speak for your identity and someone has stolen all the data of your personal information and reaching all those places before you and taking all the advantages which you should get or doing crime in your name and in this situation cops has reached in your house for arresting you. What will you feel now? We think it will not be a good experience for you and your family. So we can tell that when someone steals someone’s identity that is called identity or ID theft. Let discuss in the voice of cyber world.
Identity theft is a phrase that is used to describe any kind of fraud that results in the loss of personal data, such as passwords, user names, banking information, social security numbers or credit card numbers.
There are two main types of identity theft – account takeover and true name theft. Account takeover identity theft refers to the type of situation where an imposter uses the stolen personal information to gain access to the person’s existing accounts. Often the identity thief will use the stolen identity to acquire even more credit products by changing your address so that you never see the credit card bills that the thief runs up.
True name identity theft means that the thief uses personal information to open new accounts. The thief might open a new credit card account, establish cellular phone service, or open a new checking account in order to obtain blank checks. The Internet has made it easier for an identity thief to use the information they've stolen because transactions can be made without any real verification of someone’s identity.
I would request you to see two great Hollywood movies over this for your better understanding. They are “The Net” and “The Net 2”.
With Thanks
Urproblemmysolution Team
How Identity is theft
How Identity is theft
Hallo Friends,
We have discussed about identity theft and now we will brief you how your identity is theft.
1) Social networking: - This is as good as bad for everybody in the net as most of the person who does not think for evil side of the net supplies their personal details to their new unknown friends.
2) Untrusted web form fill up and Job Sites, where we put our personal details for getting job.
3) Skimming:- This happens for Credit cards. (PL search for details about skimmer and skimming in this blog for)
4) Phishing:- All of you have already been discussed in this blog in details. So please search for it.
5) Old-Fashioned Stealing:- They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records, or bribe employees who have access.
6) Pretexting:- They use false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources.
Again I would request to see the Hollywood Movies “The Net” and “The Net 2”
With Thanks
Urproblemmysolution Team
Hallo Friends,
We have discussed about identity theft and now we will brief you how your identity is theft.
1) Social networking: - This is as good as bad for everybody in the net as most of the person who does not think for evil side of the net supplies their personal details to their new unknown friends.
2) Untrusted web form fill up and Job Sites, where we put our personal details for getting job.
3) Skimming:- This happens for Credit cards. (PL search for details about skimmer and skimming in this blog for)
4) Phishing:- All of you have already been discussed in this blog in details. So please search for it.
5) Old-Fashioned Stealing:- They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records, or bribe employees who have access.
6) Pretexting:- They use false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources.
Again I would request to see the Hollywood Movies “The Net” and “The Net 2”
With Thanks
Urproblemmysolution Team
Subscribe to:
Posts (Atom)