My Dear Friends,
After long long interval I am going to tell you a true story about net banking fraud in a new style. This is in my career a totally new type of hi tech crime. I don't know whether this was detected earlier by any one or not? But I thought this should know everybody who use net banking system and use mobile phone. In this case the name the mobile service provider is not given but I think now after this if any of the mobile service provider read my blog they will definitely rethink their security system as here I don't find any security drawback of the bank.
So my friends let go to the case history:-
GIST: - One person’s **** bank account was hacked by hackers. The amount is RS. 3,00000/- plus . His mobile number was **********
Fact in Net Banking:- If someone wants to transfer some money from his account to other he will have to add him in his net banking profile as third party and during this period bank will send a URN number to his registered mobile number, which he registered with bank and a person can change this number only at the time of his personal presence with wriiten application in bank. So the bank thinks their net banking security is very strong as those can’t be hacked.
What complainant did for his net banking security: - Only he had access to his net banking even his wife did not know about this and for that reason when he was transferred to other state he did not change his mobile number with his bank by thinking that if someone hacks his bank account from his office or anywhere hacker can’t do that as he will not get the URN no. He thought so as now a day’s most of the company uses key logger for monitoring their employees activity.
Investigation revealed that the account was hacked from Nigeria in three different dates.
How Hackers Got Success:-
STEP 1:- The hackers collected the user name password of the complainant anyhow, may be by using phishing page or remote key logger. But the complainant did not confess about any phishing link update.
Step 2:- They learnt the details of profile of complainant where his mobile number were noted.
Step 3:- They learnt from their Indian agent the details of mobile subscriber and then they reported as a case of mobile lost in a Mobile Service Provider Store/Web World in Mumbai and deactivated the number (which was in Other State and used by the complainants daughter) there then the re-issued the same number from there with a different ESN number.
Step 4:- Then they added five accounts as third party (Beneficiary) by hacking his account and got the URN no in their mobile and transferred the amount to those five accounts, who withdrew the amount from ATM counter.
So my friends what are you thinking now? Are you secured or can u keep yourself safe from criminals for misusing your mobile phone and doing crime ? Now you think and I am promising I will again come back to you with another interesting hi-tech cyber crime for your knowledge.
Disclaimer:- Though the fact is true this is for the knowledge of netizens and if anyone misuses it he will be completely liable for this.