Thursday, July 16, 2009

Tips For Net Banking Users

                                             Safety Tips For Net Banking Users
Dear Friends,
  Today we will discuss you the safety tips to net banking users as though phishing mail is a global problem now a days and inspite of that most of the net banking users are not aware of the danger side of Phishing mails and for that they are requested to go through the Phishing mail portion of this blog and there we have discussed about the prevention from phishing mails. But except phishing mail there are some other reasons for which the net banking users may be trapped by outsiders. You will say as you are using net banking facility so you know what the safety tips are. During the course of our discharging duty we got one very good software engineer from CAPGEMINI as a victim of phishing mail. So we know that most of you do not follow all this tips. So you are requested to keep in mind all the following tips before starting your net banking facility.

Here are the tips for you:- 

1) First of all use your own PC or Laptop for your net banking don’t avail cyber café for net banking transaction.
2) Install there a good updated operating system and keep it in auto updated format when in net.
3) Install good updated antivirus and don’t use free version.
4) Always use SMS alert on any transaction through net.
5) Always use safe password (please go through the safe password tips in this blog) for using net banking.
6) Don’t keep your username and password saves in any file in your computer.  
7) Don’t use office computer for net banking transaction as now a days most of the companies use key logger in their computer for studying their employees’ daily work.
8) Before using net banking please check your browser that they are showing ‘https’ as this is secured and if it is bank’s original website ‘https’ will be there. (For knowing ‘http’ vs ‘https’ pl read the discussion about this in this blog)
9) Please keep in mind that ‘The Bank’ never sends mail for updating your user id and password and you find any such mail please delete it and don’t open it and never update your net banking facility from any unsolicited mail.
10) Before starting net banking please type your user name and password in a notepad when your computer is in offline mode and then when you open net banking and copy paste these in your net banking system and then operate it.
11) Please check third party beneficiary list of your account and your profile at least once in a day and if you find any additional name then you delete it understand that it has been hacked and contact with your bank officials immediately.
12) Then you check the mobile no of your profile whether it has been changed or not as the hackers change it for receiving SMS after amount transfer.
13) Then you immediately change your user name and password by using the safe password tips discussed earlier in this blog.
14) Don’t share user name password even with your close person.
Please keep in touch with us as in our next discussion we will bring before you about safety and security of Pay Pal.

With Love

Urproblemmysolution Team


Gunnar said...

Hi there,

I am a friend of Sitanshu Ray who forwarded me that link of your interesting blog.

Phishing mails like this will never stop in a principal way and of cause they can be danger like in this case.

This Phishing mail you posted looks like an "invitation" of a (so called) drive-by-infection. This means, if you open the link from this mail, your computer might get infected by a virus/trojan in a second without interaction. They might use unfixed or new vulnerabiliys in the browser and/or plugins to do that and its very possible that your antivirus didnt "know" that used virus/trojan. In worst case, your computer is after this a part of a botnet or they "only" steal data out of your computer like passwords, banking data etc.

If you check the main URL of this like, you will see that the owner of the domain is "inContact Inc." - a call center. Call Center often act like this and offer there service to "normal" companys i.e. to send out spam etc.

On the inContact Website you can also see the adress of them: 7730 South Union Park Avenue, Suite 500 Salt Lake City, UT 84047 or check the with the whois data.

But the problem is: It's hard to attest them, that they send the phishing mail by themself. They can easily say someone (unknown) did it. But there are also some possibility to make traps for them that could it be possible to sue them ... ;-)

Kind regards

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